Retirement Planning

For most people, retirement is their ultimate goal. But how many people really spend time thinking about how to plan for retirement? The earlier you start preparing, the easier it may be to retire in your chosen lifestyle.

Achieve a Balance Between Your Financial Resources and Your Lifestyle

The process begins with developing a customized retirement plan that suits your needs.

This course provides four steps to planning for your retirement financial goal. Once you have completed this course, you will be ready for the other financial courses.

See Do not Delay Your Savings Calculator.

Topics covered in this course:

The Four Steps of Retirement Planning

Step 1: Determine Your Retirement Goals

• What Lifestyle Do You Want for Retirement?

• How Much Income Will You Need to Support That Lifestyle?

• How Can Basic Living Expenses Affect Your Retirement Income?

- Expenses That Decrease

- Expenses That Increase

Step 2: Identify Your Retirement Income Sources

• The Four Pieces of the Pie.

Step 3: Determine the Amount You Must Save

• Make Sure to Factor Inflation.

• Retirement Scenario: Bruce’s Retirement Projection.

- How Much Should Bruce Save?

- What Can Bruce Do?

Step 4: Complete Your Personal Retirement Plan

• See The Retirement Planning Quick Report.

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.