Q: Can I view my organization's plan information on this Web site?

A: You will be able to securely view plan information through the AIG Retirement Plan Sponsor Web site. Access the site at your convenience, 24 hours a day, 7 days a week.

Q: How can I gain access to the AIG Retirement Plan Sponsor Web site? 

A: Let your AIG Retirement Relationship Manager know that you would like to have access to the AIG Retirement Plan Sponsor Web site. You will be provided with secure access.

Q: While educating our employees or developing financial plans for an employee, do your financial advisors sell other products?

A: That is entirely up to you as the plan sponsor. As part of the financial planning and education process, there may be products recommended that the retirement financial advisors are not licensed to sell. However, at the plan sponsor’s request, we will make available those products that the financial advisors are licensed to sell such as retail mutual funds, life insurance and long-term care.

Q: Is the value of the shares in the mutual funds in our plan the same as we would see in the Wall Street Journal?

A: Yes, for mutual fund plans only.

Q: How are financial advisors trained and licensed?

A: Initially, financial advisors receive at least four weeks of formal training in the home office and regional offices and must hold licenses required to sell annuities and mutual funds. Many advisors hold more advanced registrations such as Series 7 or have earned their investment advisory representative designation, which allows them to provide comprehensive financial planning and advisory services. Approximately 20% of the financial advisors hold other professional designations such as Certified Financial Planner (CFP), the Chartered Financial Consultant (ChFC), Certified Licensed Underwriter (CLU) and Certified Financial Specialist (CFS). Each designation has continuing education requirements. Finally, all advisors are required to complete an annual compliance training course. Advisors must also complete continuing education to satisfy licensing requirements with the resident state and regulatory agencies.

Q: Why should we do business with an insurance company to manage our defined contribution plan?

A: AIG Retirement has been in the business of delivering retirement services to group plans for more than 46 years. Our business is retirement services — we are the retirement education leader. AIG Retirement is ranked as the number one provider of defined contribution plan services in the United States to public education employees in the K-12 market, and number three for employees of higher education. We have almost $63 billion in assets and manage plans for nearly 26,000 groups.