Dollar-cost Averaging

Expert Advice

Set aside money at regular intervals over an extended period of time. Continuously invest in securities regardless of fluctuating price levels.
Consider your financial ability. Dollar-cost averaging only works if you purchase through periods of both high and low price levels, so make sure you’re able to do this.

Dollar-Cost Averaging

Take the guesswork out of deciding when to invest. When you invest a set amount of money at regular intervals over an extended period of time – regardless of what the market is doing – you are practicing an investment strategy known as dollar-cost averaging. With dollar-cost averaging, you're always invested and always investing. And since you invest the same amount of money each time, your money automatically buys more shares when prices are low and fewer shares when prices are high.

Dollar-cost averaging does not assure a profit and does not protect against loss in declining markets. This type of plan involves continuous investment in securities regardless of fluctuating price levels, so you should consider your financial ability to continue your purchases through periods of both high and low price levels.

Copyright © 1996 - 2008 American International Group, Inc. All rights reserved.
Prospectuses & Reports | Terms of Use | Privacy | Business Continuity | AIG.com Last Updated Date 6/25/2008 11:23:35 PM

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.