Annuities

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Annuities

There are many ways to convert your accumulated savings into retirement income. An annuity may be a good fit. One reason? Many annuities offer an income option that guarantees you won’t outlive your money. Only an annuity can guarantee payments that you won't outlive. The following products are all offered by The Variable Annuity Life Insurance Company. All guarantees are backed by the claims-paying ability of The Variable Annuity Life Insurance Company, one of the companies that make up AIG Retirement.

Portfolio Director^SM Fixed and Variable Annuity

Portfolio Director provides financial flexibility through two proven investment approaches: the return of fixed options and the potential for greater return with variable options. Some options seek growth; some seek to maximize current income; and others seek the preservation of capital.

Portfolio Director Ibbotson Solutions

Get the investment focus and flexibility that expert independent advice provides! Choose Portfolio Director® Ibbotson Solutions®, an exciting new product. Portfolio Director Ibbotson Solutions is a long-term tax-deferred retirement annuity provided through employees’ retirement plans that offers plan participants funds selected using the independent investment expertise of Ibbotson Associates, combined with the investment options and financial planning expertise of AIG Retirement.

Potentia^SM Fixed and Variable Annuity

Potentia offers you a broad spectrum of fixed and variable investment options from which to choose.

Set Rate Annuity^SM

The Set Rate Annuity (SRA) is a single-premium annuity with a market-value adjustment (MVA) for withdrawals.

Direct Source^SM Immediate Fixed Annuity

The AIG Direct Source offers options that can guarantee retirees lifetime income with a payout stream that we guarantee they will not outlive.

POWER Index Annuity

The AIG Power Index Annuity offers all the benefits of a fixed-rate annuity, but with the potential to enhance the growth of the income you will need for retirement.

Premiere 5^SM

One way you can plan for your future needs is with the Premiere 5, a flexible-premium, tax-deferred fixed annuity that offers a one-year interest rate guarantee on your initial purchase premium.

Premiere 7^SM

The Premiere 7 is a flexible-premium, tax-deferred fixed annuity that provides you with safety of principal, avoidance of probate, access to funds during accumulation, guaranteed interest rates on your initial purchases premium, and other important benefits to help you plan for and enjoy a secure retirement.

Income taxes are payable at withdrawal, and further restrictions and tax penalties may apply to early withdrawals. Investment values will fluctuate so that investment units, when redeemed, can be worth more or less than their original cost. Also, annuity contracts typically include limitations, exclusions and expense charges, which are described in the current prospectus.

Important Notice about Purchasing a VALIC Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities and insurance products are offered by The Variable Annuity Life Insurance Company (VALIC), AIG Annuity Insurance Company, AIG-affiliated insurance companies or other approved companies. Each underwriting company is financially responsible for its own insurance products.

Securities and investment advisory services are offered by AIG Retirement Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

AIG Retirement is the marketing name for the group of companies comprising AIG Retirement Advisors, Inc.; AIG Retirement Services Company; and The Variable Annuity Life Insurance Company (VALIC); each of which is a subsidiary of American International Group, Inc.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.